
What is the time to add a driver from time to time on my car insurance (Ontario, Canada)?
Is there a legal obligation? There an impact on the rate of the vehicle if that person is young or have been involved in accidents? If the driver is sometimes involved in an accident, will also be on my record? But what is the difference if the driver receives from time to time in an accident: a) if you are in politics b) if is not in politics?
Is there a law that says you owe? No, it is not. However, each insurance company requires you to disclose all driver's licenses in the household, and the drivers of regular vehicles. If they do, and that person has an accident, the insurer has reasons to refuse any application filed. This means that you (as owner of the vehicle) and / or driver of the vehicle could be financially responsible for all damages and injuries, which means it could be debt for the rest of his life. There is an additional premium charged for a driver Occasional who is younger than 25 years, however, an occasional driver over 25 and can change their ratings by the time I was allowed, however, the additional premium will not be so commonplace as to have a driver under 25 years. To answer the second question: regardless of whether the person is a leading factor that appears in your policy, if that person has an accident that is their fault (even partially), it will affect your score. The difference between having and not having shown ad is not listed, you run the risk of not having to pay the claim.
Young Drivers Car Insurance